Name’s Korinne and I’m so excited to be accepted into the BiggerPockets family!  

The challenge is knowing if the listing agent actually tells your offer to the seller or not.For example, if a distressed property is $650k and you want to offer $620k, the listing agent says the lowest the seller may accept is $645k, but is that actually true or made up because the listing agent wants their commission?

But it looks like we might have to accept that rates will be much closer to 7%. 

Directed marketing to pre-foreclosures, a website with seo, networking, driving for $$, go to some local meetings.

Maybe they are bad communicators.Assuming you still want the place, I would do anything you want to reach out via the renal address or professional websites, but home addresses and personal social media is going too far.

You can also just accept certain kinds of pets, breeds, or sizes as a third option.

@Tony Vicente the city website has good information about zoning.

The Phila.gov website says this is needed to get your wholesaler license:InsuranceYou must provide a Certificate of Insurance that includes the minimum amount:General Liability Insurance: $1,000,000 per occurrence

We're limited in what we can post in the BP forums and on our website because of regulations and NDA agreements.Continued success!

@Chris Kay it's VERY difficult to cashflow with 0% down purchases.We do 0-10% down Land Contracts and know going in we may actually have negative cashflow - which is acceptable given the low down payment and avoiding mortgage costs.