@Marcus Everett,Welcome to REI and you have found the best place to learn in the BP community.  

I've now used it twice.The program requires 10% down, must be a rental, no PMI, and has a very high standard of credit.Last I did it (Summer 2022), my rate landed in the low 5%.  

The best way to gauge value is to do it yourself based on reviewing comps taht were sold and condition and come up with your own number is what I have found. 

It's probably best to have them pay out of pocket for a smaller cost like this.

Wishing you the best of luck on your journey.

Not only would it decrease your monthly mortgage but you'd be able to get into it with a very little down payment since you'd be living in one side of it. 

Isn't that negative or neutral leverage at best? 

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.

I’m currently leading a luxury condo project in Cabo San Lucas and looking to expand my knowledge in real estate syndication.I’d love to hear from experienced professionals about:✅ Best practices for structuring a successful syndicate✅ Key strategies for raising capital effectively✅ Navigating the legal and financial aspects of syndication✅ Lessons learned from successful (or even challenging) syndication experiencesI’m here to learn and connect with like-minded individuals who have expertise in this area.

Hey Latoya, welcome to the BP community.Wishing you all the best on landing that first deal.