Yes, most large traditional lenders only focus on 1-4 units and other properties that fit into a box. 

People had no idea what to do at stop lights, gas pumps didn't work and those that already pumped gas couldn't pay because the attendant couldn't take cash, the lights were out in office buildings and hotels, grocery stores were worried about frozen and refrigerated food going bad, theme parks had people stuck in rides screaming to get off.

@Julie J.My recommendation would be to wait until you can afford a home with traditional financing.

What I’m trying to get at is this: are there ways to provide brokerage services to principals with the same or greater value as best traditional practices for far lower cost?

I assume the sellers are offering seller financing since obtaining a traditional mortgage or refinancing to one after 7 years for this property is highly unlikely.

Partnering with others can spread the financial risk, while seller financing may eliminate traditional down payments.

Based on the local market, $15k for renovations seems light—have you had contractors confirm this budget? 

What’s your experience been like with traditional lenders vs. private options like ours?

Block construction cement floors with the floors sloping to a central drain. concrete counter tops stainless kitchen cabinets boob lights and minimum windows by code .

Your lender will have the exact details.If the current leases don't align with your timeline for moving in, another option is to explore a DSCR (Debt Service Coverage Ratio) loan or a traditional investment loan.