US credit (some lenders may require 1 or 2 credit scores to qualify you).

I'm just buying my time and making some connections while I build my credit history again - worst part about moving country haha!

I agree local banks and credit unions will be better if you're planning on growing your portfolio. 

So I don't but if I did I wouldn't come away thinking it was a terrible investment, I would say it needs more time in the oven before I should even ask that question.My feeling from reading your description is it's a similar situation you're in.

Any good recommendations for the collection agency or any way to get the money back from the tenant or any way to report it to the credit bureau?

Read some other comments - I guess it is technically a cash out refi, but you're paying off a line of credit as opposed to putting the cash in your pocket which is what I typically think of when there is a 'cash out refi'.

Verify credit, employment, etc for you. 6) I would definitely want noise (quiet hours), guests, and treatment of common areas covered. 7) We've used Rent Manager as it focuses more on the financials which I think is super important.

If I were in your position, I would look for a bank or credit union that will give you a line of credit against the rental property.

Originally posted by @Eric Mayer: Not sure how much Marijuana you have been around, but some smells terrible and all of that can happen without smoking it inside.

Thanks @Don Konipol, but I can’t take all the credit here.