I am in the Houston area where I build most of my commercial projects for my construction company.

My thought is if you have $40,000 invest it in a project....not mentoring. 

32k or even 42k on a half million dollar house doesn't sound all that good.What's your projected cash flow after all your expenses including a likely higher mortgage payment than the current owners?

I find that tackling your expenses is the best way to start.

If you want to do a little projecting and can see the rents returning back to normal (precovid with normal growth) then now might be a good time to grab one. 

Some are more cumbersome than others with project schedules but that comes down to project types and size of firm.

If you’re looking to connect or explore projects, feel free to reach out.

This is not a straight answer to your question but this is an answer for your next project. 

If you’re interested, I have a project in Washington DC $5.5 million section 8 property with a 2 year 18% return on your money with the buyback plan if you’re interested call Pierre 702-406-2469 or if you know anybody I’ll throw you a referral fee

If I could rent my home for $2,500 (I hear lenders could take 75% of that projected income?)