Thoughtful silence will suffice.

I’m still feeling my way around this website, so if there are any articles or documents on here that someone can point me to, that would more than suffice.

With this in mind, unless you have a lot of money and other assets, an umbrella insurance policy may suffice. 

If one QB account would suffice for our business: Is there a limit to the number of "classes"/sub-accounts you can set-up on Quickbooks Online? 

So it has to make sense and be for the right reasons (i.e. lower interest rate, avoid balloon payment, etc).A letter of explanation may suffice regarding your loss but again it depends on who the lender is and the underwriter working your loan.Bottom line like any lender, they want to make sure you are good for the loan and in the event you default (which we know is a liability they do not want to incur as it's all about performing notes), the collateral is worth backing the loan. 

My total debt to income is 1:1 right now, so that's the part I'm trying to understand if it'll be a hindrance or will it suffice or should I attack the student loans some.Step 2 - I've been working full time for about 6 years now (yay!)

But suffice to say that my market, San Francisco, is even more expensive and crazier than So Cal!

(Of course you don't need to be a REALTOR - simply an agent will probably suffice) Your best bet is to ally yourself with an appraiser that has access to MLS in the areas you are looking in.

The owners policy will suffice.

For me suffice it to say, this is not a 1% rule, but probably more like the 80/20 rule where 20% of the (insert wholesaler/realtor/salesperson) make 80% of the $$, in there given field.I am sure there are no stats on what the avg. wholesaler makes, but the avg.