I live downtown, so exposed duct is very common, and I figured the modern look would increase value (I am splitting the heat, so the main driver is cost savings).  

I'm a full time truck delivery driver.

We noticed all kinds of E-4 and E-5 drivers with new Audi models in the parking lot.

you can never avoid personal liability with an LLC for example if I own coca cola stock and the coca cola truck driver runs over sombody they can't sue me just cause I own the stock.  

In the long run, the factors that drive real estate  like location and demand should be your focus. 

Any driver should have a valid driver’s license with MVR’s checked regularly.

I'm a truck driver living in my truck and this is my profession for life. 

In so doing, uses hyperbole in numbers, and his background or beliefs that act as his drivers. 2.

I currently am a truck driver for the oil fields here in Pennsylvania and make on avg 4000 take home per month and my monthly expenses are 1300 for bills not including food and other expenses for children and personal.

The bank is saying they want to wait and see if you are a good driver over time before increasing the speed.