EVEN THOUGH EVERYTHING WENT WRONG THIS YEAR IM STILL OPTIMISTIC MY CONFIDENCE ISNT WAVERED AND IM MORE DETERMINED TO REACH MY REAL ESTATE GOALS I SAY THIS TO SAY NEVER GIVE UP !!!

One needs to simply stroke a check pay it off then figure out how to get their money back out of the deal by either selling or refinancing this is the ONLY way to protect the sellers credit.

I have a potential private lender, but I need to determine if this is a viable investment opportunity and explore the best financing options You posted this same thing three times - in two it was a 36 unit and in the third a 32 unit.Do you have any other details about the transaction or perhaps wish to share your initial analysis so the volunteers here can poke holes in it or tell you why you're right?

You can ask the prospective tenant about the addresses or simply do a Google search for those addresses and, if it belongs to an apartment complex, you can call the apartment to see if the tenant ever lived there.Public Records:This part of the credit report will list any judgments levied against the tenant -which includes garnishments or evictions that have a monetary claim.

If I sense the buyer is cut from this fabric, I will negotiate extra hard against repairs to the extent they simply walk.

You are honestly way ahead of the pack already simply by being willing to start learning about this topic in your early 20s.

The economics simply do not favor the investor.  

However, if you bought it and managed it as a market rate apartment, your experience would be very different.My point is, I can control how fast a unit turns simply by adjusting my asking rents.  

It is a sure thing that you will have success simply based on your introspection!

From my experience the median household incomes really determine the neighborhood class.