It's important to shop around and find a lender that will work with your current documentation.

Don't constantly shop and look at it just like a transaction.

Shop consistently with a locally owned store that is convenient for you to stop at often.

Youll have to shop around and compare rate and terms with each option.

ITs how I ran my HML shops we lent the banks money  LOL.. boy it was good when it was good.. borrow at 5 lend at 20... 15% on the delta made for a nice living if you can scale it..

But it does drive me nuts when I am standing in front of one of new builds and the boys are having lunch and then just drop their drink and the bag and wrappers on the ground where they are standing and walk away.. then I come up and pick it up and tell them what the F guys some dont speak english.. but they get the drift when I am staring at them Of course many dont realize also I am the owner LOL..

For that reason, you have been categorized as a pop-up shop trying to falsely fill the shoes of Rentlinx.com, which takes people's data and tells them they can be live and to wait two weeks to go MIA. 

Corey, it well could be an issue with the regulators as they will see it as a requirement to make the loan and doing so opens the door to the issues I mentioned and perhaps more depending on state laws.Additionally, this may not be a subject to take up with most RE attorneys as financing conflicts are really not their bag, ask an attorney who represents banks or lenders.

I mean i would not even go shopping unless i had the cash or financing arranged..

(This is already a bit ironic, because my full-time job, 50+ hours and 5-6 days a week is shopping for rates and products, so I am pretty good at it).