Additionally, one-time events like selling a home or making a large withdrawal from a retirement account can potentially increase your MAGI and affect your Medicare premiums two years later.  

@John N CookIf you have $200K + in retirement funds, other capital, experience with construction, and want to explore creating a real estate development company doing 3+ flips or spec homes per year, check out a ROBS.  

- Current income- Hope of price appreciation- Vacation home to go to- Future retirement home- Store of value/hedge against inflation- Generational gift to the family- Alternative to traditional retirement investmentsI'll go first. 

Some lenders also count your retirement account as reserves.Seems like you’re on the right track, keep looking in your buy box so you know what a great deal is when you’re ready to buy.Wish you the best.

Another option I thought of was pulling from your retirement funds if that can make up the LTV.

You may never replace $500k to $600k a year just in cash flow, but if you want a good retirement, focus on equity and cash flow will come down the line.

He's pretty much retired and just enjoying training people.https://www.biggerpockets.com/forums/79/topics/1147286-is-pa...Jay Hinrichs#3 All Forums Contributor LenderLake Oswego OR Summerlin, NVReplied 9 months agoQuote from @Jonathan Chan:I'm actually in the subto group and it's not a scam.

I've had some family friends invest there to use later in life as a retirement spot.

Most of my retirement is in index funds.

Why hire an investment advisor to manage your retirement savings when you can do it yourself through the Fidelity dashboard?