@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.Leveraging equity to purchase a short-term rental (STR) in Tampa Bay can diversify your portfolio and potentially generate strong cash flow, but it also increases your financial risk.While your properties hold significant equity, adding debt from HELOCs or a DSCR loan could strain your finances if STR performance fluctuates or costs rise.

For personal computers, I only use an external hard drive.- Not all antivirus are the same.

I only ask because you said you are new to this.The S8 rents you see on the HUD website is gross eligibility.

I only list on Furnished Finder currently and stay full.

As a "retired" public accountant and tax consultant I perform a lot of detailed ROI analysis for my clients. 

We keep "kiddie" as we say backhome which is a pot of money set aside for rainy day fund in case we need to replace appliances, perform repairs or other capital improvements. 

How far off the mark am I on this one?

or do I only incorporate myself in Canada?

VA loan, I only put around 5% down.

Further more I only need to file taxes in WY since I am not in CA so not doing any business there so don't have to file CA taxes.My questions are as follows:1.