If there are opportunities for collaboration or sharing industry insights, I would be delighted to explore them further.

They certainly display an impressive track record and have a deep bench when it comes to industry experience.

Hello,I am working on getting started with wholesaling and do not mind working with another serious wholesaler of interest.I connected with an agent on Biggerpockets who claimed to be investor-friendly and knew the wholesale strategies but I think I scared them away when I requested a written agreement to get started.I do not understand why people in the wholesale industry like to talk about working together instead of working with a written agreement. 

What will that do to real estate industry?

You can self manage (which I understand is work), but it also forces you to monitor your investments more, and makes you a better investor, even if you were to outsource (since you now know what goes into it).

I outsourced many different local vendors and received 2-3 quotes for each piece of work.

I received wrong information from people in the Portugal RE industry before so I'm not super confident the person I talked to is correct I'm just trying to get more data points.In case it's useful for others these are some other bits of info I've learnedRefinancing is possible but it is more expensive than conventional (usually the spread is 1-2% higher) and it is necessary to explain to the bank what will be done with the money.It is not necessary to wait to own the property for a certain time to obtain mortgage credit.

A lot of your other mid-sized cities have similar risk profiles (dominated by a single industry or a handful of companies). 

If you’re looking to invest in your backyard, it helps to network with as many locals in the industry as you can.

In terms of strong markets, I tend to look at major industries in an area (hospitals, universities, military, etc.) because I want a large tenant pool.