during the 2000s before the crash we got up to about 3 mil a month in lower balance high profit loans and were between 30 to 40 mil out.. we originated all our own loans.. do not trust brokers all my worst deals came from them.. this took about 12 people..

The goal is for them to prove a track record of payments and leverage that to refinance with a traditional lender into a lower rate.

Ideally, no more than 5% over median and no lower than 15% under median.

We really want take advantage of accelerated depreciation to lower our tax liability. 

The couple's current rent is similar to ours The sister is has no rental history due to a recent divorce.We're torn given 2 out of the 3 people have lower credit scores and it's not a family moving in.

Riskier assets are lower percentages.

what really needs to be reviewed is why is it not going well and what is the plan - its very different plan when you cut distributions and do a capital call  to hold $4M to lower your debt obligation to allow for a refinnance compared to needing a capital call because you are only at 80% occupancy and anticpated 95%, rents are 50 cents a square foot less than you wanted and expenses are 25% higher....

On the other hand, if you're working with a lower budget and cash flow is your priority, say under $180k, Cleveland is the place to look.

Payments stay lower, cashflow better and it'll boost your balance sheet not to mention lower risk when things go awry. 

Others wont touch anything lower than $500 in cash flow.