Quote from @Jonathan Soto: cash flow would be tight but you have a great rate. might be best to sell and cash in the tax free capital gains if you qualify and reinvest the money to make more money.Definitely qualify for tax free capital gains, which is why it’s been soooo tempting to just sell haha but I also know that they’re developing a lot of nearby areas and more and more luxury stores are starting to pop up in the woodlands, which is 5-10min away, so I feel like this home could appreciate so much more in the coming years (probably lol but recognize everything could crash too)  

Lots of new stores and shops going in and the market is on fire!!

The links on his website to his newsletter archives are all dead, nor does the "Note Store" link work.

C is average, and if you look the average American nowadays, it is downright scary.....have you noticed more people riding the electric carts in the grocery store?

Location wise, it was close to the freeway and could walk to stores and restaurants but the negative factors outweighed the positive. 

Theodore - I don't recognize the color, but I would send the photo to a couple of "big box" stores and see what they suggest.

As to the suitcase, this is where I store client files.

The RE used as collateral are either SFH, multi-fam, or small commercial (like a small retail store), and all in Calif. 

Then it did take some time to build the credit as you would open up some credit lines through places like office stores.  

A store?