I personally leverage, but have a large rainy day fund. 

My wife and I have overhauled our personal budget to reflect the 'pay yourself first' approach (allocate in order: income comes in -> invest -> donate -> fixed expenses -> variable expenses -> fun $$).We are looking to see what experienced people generally recommend for a holding tank for that 'invest' allocation while we target our first real estate deal.What financial vehicles have you guys used that works well for this?

Juggling between work and personal life can be tough, but having a property manager can take some of the pressure off and let you focus on your other priorities

BUT, let’s say for personal reasons you want to “stretch” for faster wealth accumulation.  

Your IRA can borrow, but you have to be careful to not personally guarantee it.

One-person rental units are in the highest demand, and co-living directly appeals to this market.

It has to do with the professional way you've handled yourself, the good communication with our team and the fact that you are closing your first house with us.  

The property is insured on your behalf, personally. 

The idea of debt-free is that if a person is going to retire and has to completely depend on the income, they don't want a severe recession surprising them and causing them to default on the debt and losing the properties.In a normal world, I would do that as well.

@Dan Ermolovich why doesn't your PMC have an attorney relationship to handle this?