or literally he can choose to never pay and my credit gets in trouble?

If you run into a bunch of trouble up front, it can be hard to stay motivated to keep going.

Appliances and replaced fencing.

It would be best if you spoke to a lending attorney before you get into trouble.

However, I am having trouble securing financing for this property.

Their years of experience will save you time, trouble and money in the long run.

Sturnialo on Pacer to get a listing of at least some of his legal troubles.

My main concern is seeing that a lot of clients are using cosigners and coborrowers to qualify for houses and are having trouble qualifying based on their own incomes.

I did all the repairs per spec and under budget and was even able to add four palm trees to the front, a pool heater and fence in the backyard which should have made the value go up! 

IMHO none are "hand holding" you need to unfortunately spend a lot of time figuring out how to get each tool to work.If you have questions, their process is that you create a trouble ticket.