Some operator takes some pity on me and says I can do some of this expedited and in person but only at Lake Zurich, Mount Prospect or Springfield walk in. 

I'd like to take a deeper dive into subject to, wraps and other related things to educate myself and see whether some of these might be things I can actually utilize in my real estate journey. 

Have a clear plan on whether you’re flipping or refinancing.Resale Timeline: Luxury homes take longer to sell, so choose a lender with flexible extensions.Comps & Market Data: Lenders will scrutinize your market comps carefully—be ready with solid data.Recommended Hard Money Lenders for Luxury DealsLima One Capital (nationwide, up to $5M loans)Kiavi (formerly LendingHome, great for experienced investors)RCN Capital (offers high LTV & ARV-based loans)Dominion Financial (fix-and-flip specialist)Private Capital Investors (custom luxury financing)Key TakeawaysHard money is a great fit if you’re confident in your numbers and have a strong exit plan.Shop lenders to get the best terms.Ensure you have reserves to cover holding costs in case of a longer-than-expected sale timeline.If you need help structuring the financing package or connecting with a lender, let me know!

Hi Bethany ,You're taking a smart approach by considering investing in upstate Ny.

When you get mid-term rental inquiry from booking platforms (like for 28 days, which doesn't turn guests into actual tenants), what steps do you take?

Might take a few tries but you'll be able to connect with one.  

They can take time with their search and be more selective about a property’s location and condition.

Norada has no guidance or infomation on that.I was really excited to buy my first investment property because of the high price of entry on the coast but I would have been better off taking that money and buying eggs or lottery tickets.

Main project was to take out the old boiler system and upgrade that for the radiant floor heat.

I’d be happy moving forward if they are willing to take that $10K off, and be back at my original offer price.