When considering refinancing, also factor in the closing costs of the new mortgage to determine if it actually helps you.

Insurance is just an expense to factor into your underwriting just like property taxes.

This focus gives you a national reach, and that oh-so-important factor; scalability. 

If your cheaper but I have to worry about utilities that I have to also possibly set up that could be as high as $1000 a month, that definitely factors into my decision.Thanks for your thoughts, Brian.

Probably a 3 hour drive most days. 

Try to be positive and understanding since there were lots of factors that led to delays.

Where I live mice are common as the cold weather drives them inside.

The house will need a new fence soon, so I'll have to factor that into the scenario.I'm not sure which choice is the best option for me.

Peniche also has a university and a fishing industry to provide alternative economic drives if tourism does take a hit.C.Supply constraints– Peniche is a peninsular!

It's really hard to predict where regulation will go and it is indeed one of the risk factors for all investments.