Hey Brandon,I had good success by getting equity lines on properties to access the cash to invest again. 20% is certainly not essential if you want to go lower there are many lending options for lower down payments, especially if you are willing to house hack!

You're netting $5k/mo and have no cash available and you're working a civil engineering job?

For me, this is just a few extra bucks I have to pay to the CPA industrial complex.

These will catch a buyer’s eye in any market, and it's no extra material cost to do so!

Cash Reserves & Emergency Fund✅ Have 3-6 months’ worth of expenses (mortgage, insurance, taxes, and maintenance) saved.✅ Keep an emergency fund for unexpected repairs and vacancies.2.

If you don't have free cash available that limits lots of options, but if you do, that is another story. 

There are many threads on here about cash flow vs appreciation.

Any advise is appreciated This post is a couple of years old...how have you been doing with this cash cow.What a desirable lakefront (almost) location, it looks like a Deer Hunters paradise. 

Purchase price: $1,150,000 Cash invested: $200,000 Sale price: $1,599,000This beautifully renovated single-story home features 4 spacious bedrooms and 2 modern bathrooms, situated on a 9,000+ sqft lot in a tranquil cul-de-sac.

Purchase price: $275,000 Cash invested: $300,000 Sale price: $1,300,000 Luxury build in the city of Bellaire, ongoing project.