For you US people to get what I'm talking about: Oslo is more like San Francisco or Bay Area, with more money, better climate and quality of life, while Bergen is more like Phoenix (just replace the crazy heat of Phoenix with rain every day all year round except from a couple of months during the summer).Rental yield will be a lot lower in Oslo and it would be more of a speculation on price appreciation, while Bergen would be more of a conservative bet with higher yields but prices appreciating a lot slower (Oslo: 15-20%, Bergen: 4%).The most practical would be to invest in Oslo where I live so I could get some economy of scale, but then I would lose the diversification bit and could potentially be really ****ed if the market turns too soon. 

We invest in both the stock market and real estate because diversification is one of the best investing tools there is.

Obviously one of the key issues with investing is Diversification.  

Diversification in employment also is important.

@Charles HoThe rule of the game is diversification.

Lending Club)Long-term (2-4 years): I tend to like ETFs better than stocks, because of diversification and can be traded daily like stocks.

You might want to think about diversification.  

If you have concerns, maybe you can begin building cash and and only Persue the very best deals and ones that provide some diversification to what you already own.

As many have mentioned, investing in a fund provides diversification and is really a vote of confidence in the management team in place whereas investing in a specific project requires confidence in both the management team as well as the project in question.

A carefully-selected portfolio of these companies from different industry sectors might be a way to spread the risk.The advantage of using both direct real estate and dividend stocks is diversification.