A policy protecting your investment if it burns down, floods, destroyed by a tornado etc., along with less drastic events such as a burst pipe that floods the property.

The HOA fees destroy ability to break even, let alone cashflow!

These shrink very slowly and can cause floors out of level.Decrepit plumbing / leaky waste lines.Look for wood destroying insect damage. 

In many cases...not all...... the landlord was tired of dealing with them..... hassle, needy, late on rent, destroying the unit etc etc..... they got sick of dealing with the tenants and the unit and wanted to cash out and move on.

As of now, we are in limbo because they are both on the lease, she is gone even though she is he one who paid the deposit, he is likely going to be trouble and has no reason not to destroy the place on his way out.

Yes, if you are only doing it for getting the property through the back door, destroy peoples credit, and toss them out on the curb, that is a terrible business strategy unless you don't have a soul. 

There are a lot of offensive players on bp who will be destroyed in the event on an economic contraction and it will come.

At that time they destroyed the home.

This is if the property is completely destroyed by tornado or fire.

.#1 Pay me#2 Do not destroy my property#3 Do not cause a ruckus in the neighborhoodIt becomes apparent quite quickly which tenants live too hard in property, if a landlord takes the time to observe it.