Everything that David Beard wrote about the in-depth and multiple tasks involved with such a business is accurate.

Most will give you credit for the bonus income so long as you have consistently received it over the last 2 years and that its likely to continue.As far as getting pre-approved via a credit union or a bank, keep in mind that credit unions are regulated much differently than banks and mortgage bankers, so they typically dont have the depth of programs and cant go to as high of an LTV on the purchase as a bank or mortgage banker / broker can.As far as 4 units being tougher to finance.

I am looking to send a very basic message to someone with a postcard, like "Earn 10% with your principal secured"...go to [my web site]Then the site will have a video and an in depth explanation of the investment.

Feel free to post more details if you want a more in-depth analysis.

You all brought up very valid points that I hadn't thought of in depth yet.

Brandon Turner Thanks for the in-depth answer.

Make sure if you buy a new toilet bowl that the depth is correct size for the wall of your bathroom and also that the toilet has a smooth coating on the inside of the bowl so that waste goes down easily and does not clog.A friend of mine that owns a 140 unit complex started putting in the cheapest bowls that did not have the smooth coating and the smaller opening and plumber and maintenance calls to unclog went through the roof.

Even better that you are in Indianapolis instead of the NW or NE...My wife and I live in Noblesville and are starting off wholesaling properties in Indianapolis below $100k retail.I'll send you a PM so we can chat a little more in depth about what you are looking for and where.

In each area, be it insurance or investments, RE or banking you must know the individual or retail side before moving into commercial accounts as they are more complex and greater in-depth knowledge is required as you are dealing with sophisticated managers and larger amounts of business are usually involved.Regardless of who your client may be, they must get past the trust issues with you and your firm before they do financial transactions with you.

The costs I would tell you would be on the excess of $50k and could be $175k depending on what you want to get done.If this is starting to sound more in depth than what you expected.