It’s a beautiful custom home, one of the nicest in a so-so Oakland neighborhood ("biggest house in not the best area").Here’s the context:- Bought in 2014 for $590k, appraised in 2022 for $1.2m.- Located in a C- to B neighborhood—close to amenities and mostly safe but not for everyone.- Converted to a rental in 2024; initially rented for $4,750/month, but tenants moved out, and the soft Bay Area rental market has made filling it challenging.

If you have plenty of money then it probably wouldn’t matter how much the property costs, but for a $1MM+ property I’d personally want at least a 6-7% annual return through cash flow (15% or better preferred) and a pretty good idea that it’s going to appreciate solidly.

Monarch does a great job of being the "dashboard" and appears to have good customization features.

If you ask me, I would much rather prefer investing in my local markets or at least somewhere I can drive to.

People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?

I have not partnered with any of them bc I view partnerships as a last resort - just a personal preference.

Also, in a mainstream asset class like value-added multifamily, I see no reason to take a risk on a sponsor that doesn't have full real estate cycle experience or that lost anything more than a small amount of money (and prefer no money lost).

Taking a boiler plate contract is not going to be helpful as they're typically customized to people's needs/wants.

I do prefer EDEN, they are about 2 weeks Done.

If you have any other resources (preferably free) to analyze properties, it'd be greatly appreciated.