Work on your finances by saving for a down payment and leveraging financing options like FHA loans or conventional loans.

Conventional loans will have lower interest rates than DSCR loans but you are also only allowed to have 10 conventional loans under your personal name. 

You need tax returns for conventional or FHA, if you want to go private or hard money, it is going to be 20 % down. 

The political structure is a mess and perhaps we need a new constitutional convention to reorient ourselves.

From an advisory standpoint, it can be used in some less conventional situations such as for executive compensation and buy-sell agreements for example.  

Hello, I've been looking into buying my first property and wanted to use a conventional loan on a 2-4 unit property.

Interest RatesCurrent Seller Financing Rates: Seller financing rates tend to be higher than conventional mortgage rates due to the increased risk for the seller.

Hey William, great question - Conventional has limits but have you explored non-conventional DSCR loans?

Conventional does not have this requirement at the moment, but there are rumors that Freddie will be updating guidelines soon to require 1 year of landlord/PM experience for investment property loans.

Any help/advice on what kind of financing to go for (FHA/conventional/first time home buyer benefits) and any insight on how best to do this with a partner would be greatly appreciated.