It will require Ca Fair Plan insurance which is not cheap but is likely cheaper than a free market would dictate.  

There are a decent number of VTB's in Winnipeg but it is typically for very cheap properties and/or properties that won't sell. 99% of agents have no clue what they are or how to negotiate the terms of a VTB.Most sellers need the cash for either there next home or retirement so your best chance of finding seller financing options are for buying properties already owned by investors

IF you wanted to buy properties on the cheap AND do the work yourself (instead of hiring a contractor), then you want to buy with HML, do the renovations, then do a cash out refi and move into it.

I share that personal story, not to throw shade on any who have had a bad experience with bad tenants on the program, because they do exist, but to shed light on how effective and life-changing it can be when the users leverage it as intended, and the landlord also gains by housing those types of tenants.

And remember, both will appear cheap to you, but that doesn't mean they will necessarily be good investments.  

It's easy to complain from the cheap seats, so in go, to the front row! 

We learned that SEO could be VERY profitable, but you probably aren’t going to get the results you want from a “generic” program, no matter how costly or cheap.  

Be a cheap slumlord, and you'll be selling in 6 months.

We served the tenant 90 day notice as she was throwing massive parties in the home with complaints from neighbors, etc.

Broken Bow - I remember this market had a lot of attention a couple years back because it was a relatively cheap market.