The best way to think about it is you're in the business of renting a property-that business isn't operational until it's ready and available for rent (aka in service). 

Business owners won't want to get tied up in litigation and if there is a good chance they will lose, it is easier to simply follow the contract.How would that work with a lower-end tenant? 

They all went out of business , the good ones don’t want to manage small properties . 

It's a commercial/industrial product that is primarily leased to small business owners.

Hi Aaron - check out our lender page here on BiggerPockets - you can see info and a long track record of strong reviews: https://www.biggerpockets.com/business/page/49Also, sharing links to the 10-Part Article Series we published here on BP on everything you need to know about DSCR Loans - we are fully committed to transparency and providing info/guidance to the BP investor community!

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.

I would focus on being an agent and building that business.

Best of luck on your journey, and remember, delayed gratification is your best friend in this business!

Life and business are complicated.

Glad you're building your business while still active duty, that's a powerful move!