I’m intrigued by the idea of providing affordable housing while generating steady rental income, but I’m still in the research phase and have a few questions:Is investing in Section 8 housing a good idea?

Unless you have a specific need for a trust, many DSCR borrowers just create one or multiple LLCs for the loans (this has gotten to a point where it is very easy and affordable to create LLCs, especially in TX)BP-Published DSCR Guide!

So, because of this a lot of the "affordable" condos you will see in DFW have financial issues and you cannot get a mortgage loan on them, and have to pay cash. or, maybe get some sort of non conventional financing that is much more expensive requiring 25%+ down. 

Of course, this means I'm taking all the risks but I can afford because I'm in control and I can trust the people I work with.

I have worked with many experienced investors from Southern California, Las Vegas, Phoenix, Tucson, Denver, and other large metro areas in the southwest and west coast, with seasoned investors that still live in all of those great cities but have shifted most of their real estate investments out of those higher cost or higher risk markets into ours. 1) Compared to most cities in the SW and West, home prices in the Albuquerque metro are relatively affordable.

There ain't no value in shares in a turnkey company that can't afford to pay it's mortgages.

Network with professionals, use tools like BiggerPockets Rental Property Calculator, and explore grants or incentives for affordable housing.Good luck!

If you can afford the 6.1% rate for  2025i’d hold until at least April. 

There's a 50% chance your relationship won't last, so be prepared in case that happens.If you can both work remotely, I recommend moving to a more affordable market.

Moreover, if you sell or the tenants want to move and their rents are well below market - they might be in for a shock/lifestyle adjustment/unable to afford current market rents.