Read through that article seems like Max is 10,000.

MAX. I

Max I would watch some content from Cody Davis and Christian Osgood. 

That means if you have a $50,000 HELOC and are using $3,000 of it, then your HELOC max is now the $3,000 you’ve already used.

Do not have the faith of a priest in Christ in high-minded notions about law and order saving you in a bad situation.

  $6K or so is about the max I would expect in Texas as we do not have water/sewer lines set as deep underground as would be expected in the north. 

Max I can rent out the rooms is about $700-$900 each and that’s only covering about 2/3’s the total monthly expenses.

My max is 30 days non-refundable.

I wouldn't be able to put that money back into the Roth eventually in addition to the the max I would be putting in every year, so my total at retirement would be down.

When you buy with residential loan the max is 20 acres but the value has to be weighted in the house not land, not farming, not future STR income.Your w-2 income covers your primary, car loans, student loans credit cards etc... at 43 back end ratio for hard and fast conventional.