Plenty of people are happy they took those kinds of risks.

I have no problem paying a wholesale fee if there's plenty of margin for me. 

$100,000 is the default, and it's plenty.

David, this deal could work, but I’d want to dig into a few things first. 80% occupancy with long-term tenants is solid, but what happens if a major tenant leaves?

If so, I'd also suggest house hacking a duplex.

I have not done many owner occ seller carrys in the last 10 years plenty of non owner occ.. the one i have is going into foreclosure :) And we did it totally to the law so I have no worry about someone coming back on us.Hundreds of people may violate the law here and there, but one person can't violate it for years with impunity, running webinars and recruiting students.

I still have plenty time left saving but when the time comes I’ll either be looking into conventional  loans, or some type of remodel loan to pay for the repairs of the property I am looking to fix up, because as far as I’ve seen so far it’s hard to find a good deal starting out unless you buy it as discounted as possible and put some sweat equity into it, let me know your thoughts on that ur possible.

I'd also ask if you've confirmed with the agent the seller will consider only selling you 4 of the 6 (unless you have someone else that will buy the other 2)?

I'd be happy to connect anytime to talk Austin and real estate.

If it was me, I'd go ahead and create an LLC w/ a bank account and all that.