That said, I'm assuming that purchasing (and living in) a multi-family unit may be beneficial due to first-time homebuyer tax credits?

Credit score is about 650 with a stable job, dont have a lot of personal debt.

Hey I hope some of you guys can help me,I recently graduated college and have limited work and credit experience.

Don't forget to do credit checks, etc. for the tenants.

However prices vary from state to state and even city to city, so I would get a few bids. 

My question is which of us should apply for the loan to get a higher loan amount.Me:Monthly gross income: $2500Computed Debt Ratio: 0 (no debts)Credit Score (Transunion): 625My Brother:Monthly gross income: $5000Computed Debt Ratio (using https://www.mortgagecalculator.org/calcs/debt-ratio.php): Frontend 19.5%; Backend 45.66%Credit Score (Transunion): 667So which of us should apply for the loan to get a higher amount?

There are many concerns here, and restrictions that vary by company based on the age and renovation history of a property.Valuation method: Actual Cash Value will deduct depreciation over time from your claim settle (which can be thousands of dollars), while Replacement Cost Value will not deduct depreciation, and will almost always result in a claim settlement being larger by several thousand dollars.Theft Coverage: How does your policy handle theft claims?

This isn't something I would leave to Bigger Pockets forums the laws vary widely by state so it would probably be best to look up the law or talk to a professional in your area, (not over the internet) who knows what they are talking about.

I could offer my tenants a credit towards monthly utility bills based on how much income I make from the solar company.

Hi, I’m new and I’m still trying to figure out which niche I want focus on so I’m looking for a specific episode on the podcast where Josh and Brandon talk to a guest who helps the seller win because it’s the seller’s credit that continues being used to pay off the loan on the house.