I work hard for the luxury of sleeping at night without the stress and fear of an unexpected bill coming in that could put serious financial hardship on our family. 

Batteries doing that average $1 to $1.50/day in credit on an average system.Also - and I'm sure this is not your case - but because of poor education by solar companies, a surprising number of homeowners believe they have "free power" because they have gone solar and use way more than they were before and then get an unexpected "true up".

You shouldn’t even care why it’s not paid (i.e. they broke up, had an unexpected car repair bill, check got lost in the mail, etc).

An unexpected budget expense? 

Pit bulls (like any other dog) will protect its pack (family) when it feels there is a threat, however, proper training will keep them from unexpectedly turning on someone...no matter what the media would have us believe.

@DerekCarroll, I hope i will see unexpected behavior from my brother's CT town.

I just discovered this app which I'm delighted and relieved.

Much easier and faster to re-position some money into something like that (like, the next week day basically) to mitigate sudden "unexpected" big drop in real estate values, imo.

The actual lake called Clear Lake does have a coastal outlet and a yacht club, and Armand Bayou Nature Center is a delightful park with multiple playgrounds, wooded paths, and a sizable dog park.

So while 50% is a good "rule of thumb" in theory, what will happen if unexpected vacancies bring that net return to only 40%?