Typically, you can do a "rate & term" refinance at any time.

@Dawan Scott That is typically the primary issue with working with funds in my experience.

I typically use 10% for cap-ex/ reserves. 

I used to manage the office for a tree care company and we fell under that same umbrella.I would also talk to the tenants and find out what their typical schedule is and, to an extent, work out a reasonable schedule. 

Last I heard, they were second highest in the country, with Miami being #1.If you have a loan on your property, your lender will typically require you to carry "Named Storm Coverage" (NSC) insurance. 

,Zillow is typically wrong, it is a tool that doesn't take in to account many of the variables, I would put little weight into it. 

Interesting thread, thanks for all of the color @David SillamanMy question is about using leverage for these QOZ deals. 

What percentage of their value can you typically cash out?

Typically an investment property financed with a bank requires 20-25% down.

Every rental I buy in the city is gut rehabbed, everything in the entire house is new, my typical rehab on a 1200 sq ft house is about 50K, guess what, I have minimal problems, cause things are done right the first time.