., interest rate, down payment, loan term).Calculate Gross Rental Income: Determine the total potential rental income the property could generate annually.

Have a look at an amortization schedule for a new house and subtract the principal payment from each moth when comparing it to your rent payment.

One thing I'll say is find a good home inspector you can trust and build a good relationship.

If I only receive the down payment this year (let's say 20%) can I write off the entire 250k towards that and structure future years to try to get in lower LTCG categories than all at once?

These typically do not require any personal credit checks and are directly based off the property in question.On top of the $10-15k as a down payment, do you have any capital to invest into the property? 

Hi George, When you are purchasing for a primary residence, there are plenty of options for 0%-5% down payments.

Don't trust some random website.  

Owner-occupancy shall not be required if the owner is another governmental agency, land trust, or housing organization.Link to the code - https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?

The company will automatically deduct the money from my account within 10 days or offer payment plans.

But since she is still a first time buyers we are still getting low down payment options.