They were approached by marketers to use this same approach to sell their product.  

If you 1031 you must be purchasing a property which you intend to "hold for productive use in business trade or investment.  

You really got a great product for money spent.

It's been a productive first day on Bigger Pockets.

Have others used your product and what did they say?        

The index uses non-farm payroll employment, the index of industrial production, real personal income excluding transfer payments, and real manufacturing and trade sales - along with some fancy statistical transformations.Let's look at it recession by recession..T-0 is the month of the second consecutive occurrence of the index over 4.0% "D Day"T-1 is the month of the first occurrence.

. - A conventional loan (also tax deductible) and try to take advantage of being able to cancel it with Automatic termination when my mortgage balance reaches 78% of the original value of the property (no appraisal) or Final termination when I reach the midpoint of my loan when it's interest-only product, have a balloon payment, or were given forbearance by my lender. - Or avoid mortgage insurance altogether while putting no money down by utilizing a combo loan.

You're going to need 20% down plus closing costs for just about any loan product out there, DSCR included.

130k sounds like a lot of equity, BUT most second position products are only going to go up to 70% or 75% loan to value. so, you can not borrow a large portion of that equity.

As glorious as they are, HELOCs are a direct to consumer product to strengthen or create depository relationships.