It should be noted, the triplex has a 200k line of credit on it.

Consistent with direct mail and driving for dollars to vacant houses is great, specially here in OC.

We're aiming for around a 20% downpayment since we're so young and credit takes time to build.We're hoping to do the Cardone approach to investing with multifamily and buying 4-12 units at a time instead of buying single homes.

Tony,there is only handful of lenders specializing in non-recourse financing for retirement accounts.

I live in Southern California Los Angeles area, have a W-2 job in Irvine and no expenses or debts, with an excellent credit score. 

I am A Real Estate Agent and Investor in NYC area specializing in the Bay Ridge, Sunset Park, and Borough Park areas.

Banks and credit companies repo cars all the time.

Ok, I'm hoping this is a one time thing, I mean they have awesome credit so surely they pay their bills.

That being said, I royally torched my credit and my savings over the past few years. 

I don't have a W-2 job nor tax returns from the last two years to be able to pull the mortgage under my name/credit/income.