The renters you may have will probably be either students/medical residents from out of town looking for a place to stay near campus that aren't aware of the area or locals looking for low income/section 8 rentals.

So, the only thing on their report is a negative account like a medical bill.

If it is an account that is more or less a necessity (like phone service or car payment or utilities), then that is s bad indicator; if it is for more of a luxury or extravagance or non-necessity (say a department store charge card), then you might be more willing to overlook that; if it is for medical related expense - well, if somebody had no health insurance and required an emergency room visit, that can be a big bill and likely to go unpaid, but one of those things that you should consider ignoring.

Are you looking for as much cash flow possible or maybe taking in a little slower and buying in a more "appreciative market" and waiting for appreciation then increasing rents lower? 

Investment Info:
Office Space commercial investment investment in San Antonio.Purchase price: $900,000

Cash invested: $67,500

Sale price: $2,300,000

My business partner and I bought the building with...

I also think this market niche has gotten interesting because there was, for a time, more money to be made due to pandemic-level contract rates and stipends for travel medical professionals.

Our area has strong demand for longer stays from travel medical professionals, digital nomads and lots of folks relocating to this area who are having difficulty finding housing but can't afford the price of STRs, so it's also filling a need.

Its in a location close to hospitals, medical schooling, and in a gentrifying area.

A lot of Universities in the area along with a growing Tech and Medical presence.

Medical bills are excluded.