In our market, it's better to pay 30% down to secure a loan.

To secure the VA loan you need w-2 income in same line of work, as it will take two tax cycles to show self employed net income. 

Being self-employed can make securing commercial loans more complex as lenders typically prefer borrowers with stable income and strong credit history.

An amazing price for the location and 3,500 square feet.

@Alex NassarChoosing between single-family and multi-family properties as an investment strategy depends on various factors, including your financial goals, risk tolerance, management preference, and the real estate market dynamics in your target location.

Hey y’all I’m in Utah county and I work for vivint as an Alarm tech so I install the smart security systems.

My only concern about your two deals is location. 

This is a great location with walking distance to many stores.

Look up Medicare's IRMAA, Social Security tax rates (no idea if you will see this, but it will likely be around is some form), and the Widow's Tax Trap, which will cause the remaining member of a couple to pay so much more in taxes.My point here is that deferred income may seem nice now, but you will come to hate yourself when the taxes come due.Regards!

We have a lot of spring training baseball here so peak season starts right around Feb 20.March - Ultra peakApril - Slower than March, but a solid Month.May - Decent monthJune - Great monthJuly - Great monthAug - First half is decent then definitely dies down.Sep - Worst monthOct - Second worst monthNov - Bad except ultra peak rates for Thanksgiving.Dec - A little better up until Dec 20 when it is ultra peak.It also really depends on the property and the location.