If you have a mortgage balance of 50k on that house, your equity is reduced to 50% (50k)So when you hear someone say "I can get a home equity loan for 80% LTV (loan to value) that means a bank is willing to let them borrow, in total, up to 80% of the value of the house.

Some wiggle room for medical bills.  

What I would do...1) Sellout.2) Purchase a triplex using the lowest amount down possible to a) secure a place to live for yourself, hopefully eliminating or drastically reducing your living expenses and b) conserve your remaining capital3) Invest in cash flow opportunities out of city/out of state.  

There is a large hospital in the area & I hope to rent to medical residents. 

I do look for judgments and evictions of course, however I don't look at school loans or medical bills.You are correct, you NEVER know how a tenant is going to be until they move in.

I'll admit my risk tolerance may be higher than others, but I am looking to grow my portfolio of properties as quickly as possible while interest rates are still low and deals are still plentiful.As Hattie mentioned, a HELOC may be an option to tap into the additional equity and reduce/avoid closing costs.

With crowd funding, each investor is small and therefore this reduces the over the should factor you might get with a larger investor or HML.On the downside to crowd funding, it is a lot of work to do it right. 

Hello Bigger Pockets Real Estate I need advice how to discharge property from (AEP)And if the price of charge from HPD is very high can I somehow reduce her?

I think I have it all figured out, as I have found that she reduced my usable sq/ft by 500 to account for my common areas, but did not do this for the comps, thereby producing an inaccurate price per sq/ft.

Would it be alright to ask tenants to either smoke recreationally only in the back yard unless they are using a vaporizer [or have a medical problem that would make going outside to medicate difficult]?