They decline to give me access, the REA stop returning my calls and texts, and they keep the money.

@William Tomp, yes 90+% is ideal and shows that generally supply and demand are in balance, really more like 95%, but when you start getting above that, you can bet supply will be growing quickly as everyone is looking to bring new product online.If the market is really low, it is clearly oversupplied, and knowing which side of that trend you are on is important. 

Do you know anyone that has the products you mentioned that can actually fund currently? 

Find out the basics of the products they can offer, i.e., down payment, terms of the loan, DCR requirements (global and on the property), costs of the loan, interest rates, amortization, etc.

It does not require any other provider of a service or product that people use to be provided for free for three months with no reimbursement.

No, it is not.They are not 212 taxes as it is not yet carrying on production of income.

Are you making your STRs available for this or simply declining inquiries and sticking with existing STRs? 

I declined, but gathered that some had taken it. 

The stock market felt "over priced" for many of them and other fixed income products offered far less upside.

I decline to do that for anyone including myself.