I'm writing this post just to make sure I'm on the right track.

Leave the top of the spreadsheet for all that static data (pretty everything in your post). 

@Ricky Rodriguez  This is an in-depth response, but I have in-depth experience on this, so here goes...I’ve house hacked numerous properties (and also done BRRRR’s, STRs, ADUs, and pretty much every other residential REI strategy), and I can say from experience that house hacking is the BEST strategy for new investors getting started (check out my other forum posts about what makes house hacking such a good strategy).As I’ve said many times before, house hacking is generally easier than the more advanced REI strategies (like BRRRR’ing, STRs, flips, etc.), but that doesn’t mean house hacking is necessarily easy.

Writing this post mostly for newer investors looking to get into Real EstateIt's tempting as a newcomer to fall into things like "off-market" "exclusive" etc. 

Hi, this is my first post and I am in the process of owning my first property! 

Sell it...based on your post if you rent this I can almost 100% guarantee you will feel angst and concern with every tenant.

I'd already given it some thought prior to posting here on BP.

But if you do find an actual state chartered lender that will do a land loan please post it here I would be super interested to know who they are.I use Heritage out of Olympia. 

Originally posted by @Kevin Grove:@Josh Belgard@Peter OvbieboRidge Lending Group offers this product.

i recommend posting more info on the project, the type of lenders you need and what the project is. may get better response