Like buying a property or lowering your cost of capital, you know "financing" stuff.I also keep thinking that "creative" means different than the norm, something unique, something different, something that can be employed with a higher level of understanding and skill. 

Credit Reports, Bank Statements, Employment Verification, Background Checks, Child Molester: I've been treating the buyer in the same way I treat lease option tenants and doing the normal checks on that front.

It seems that I can't go the conventional loan route under my personal name because I have no W2 income since I was self employed for the last 10 years and I have been transitioning out of those business endeavors for the last 2 years therefore I have no real income to show.

I'm self employed currently but I'm looking to sell/close down my business.

Also, if you get paid through a corp you can avoid paying self-employment taxes.

Some may have been holding back, like GE, BoA, Boeing, who have held off in an attempt to keep employment low for political reasosn (so long as it didn't really cost them anything).

There's a reason many contractors are self-employed.

While responsible for a relative small portion of the rent and their utilities, participants are encouraged to find employment (and the VA will sometimes help; some of our food service workers were on this program) and save their finances until, eventually, they are able to become independent and no longer need the VASH voucher.  

Watch for announcements of major employers moving into the area.  

There are very narrow methods that used to work when correctly employed, but unless the end lender/servicer has full licensure it would now be an illegal transaction.