So if you're buying a stabilized cash flowing asset, the returns you'd have to offer a PML would be lower.

I am guessing when you and your company brought your pm in-house you were in a position that if something did not go right, you had the resources to support the change (financially speaking).

I think the Iowa City, Coralville, and North Liberty markets offer great rentals with lots of different types of levels of rent.

The below terms are live as of this date, for a rate and term refi (no cash out).From left to right:Points: 1, 1.25, 2.Prepayment penalty: 10 years, 3 years, 5 years.Commentary/review, hopefully this thought process is useful when evaluating offered terms for a maturing commercial mortgage that needs to be refinanced. 

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

Turnkeys offer less hands-on management which is ideal for beginners and it give you valuable experience as a landlord.

I am going to call a few more and see what they have to offer.  

Let's not forget about Syracuse, NY (but just from an investment perspective).Syracuse, a prominent city in New York, offers a rich tapestry of culture, history, and education, highlighted by institutions like Syracuse University.

Are there any groups, websites, or other resources you recommend?

Demiss, I'm not from your area so I can't offer any precise insight there but I do have a few pieces of advice that I've learned on the house hacking forums. 1.