Doctor of Credit gives you lots of info on where to put liquid money.. https://www.doctorofcredit.com/high-interest-savings-to-get/

Medical, student loans, no problem. 

Doctors are traveling more now, too.

Whenever a violent death occurs in a home, you can bet the medical examiner, funeral home, police, etc. will be contacting a disaster cleanup company.

Verify that the ESA is from a local doctor and not from a website.

For example, medical bills, student loans, a five year old foreclosure, on their own, are not much of a factor, in my opinion, for rental purposes.

I also like to look for STRs myself near Bush Gardens, USF college and the Tampa Medical centers.

Some might be family, friends, doctors, insurance providers, attorneys, people you know from college, people you connect with in business.Now here in KC I could give you quite the list of Hard Money Lenders.

BUT, we all know its the debt to income ratio and delinquencies we want to see, EXCEPT medical ones that mean nothing.

You don't expect an accident or medical problem, but you have insurance...