When bidding on a foreclosed property in an online auction in Worcester, Massachusetts, besides financial analysis, you should conduct thorough due diligence by researching the property's title to check for any liens or unpaid taxes, inspecting the property's condition if possible, and understanding the local market trends.

I've drawn the new build for an owner-occupant to have a single family home but with the option of having a "tenant"/roommate or family member (perhaps in-laws, or elderly parent/grandparent, or a brother/sister, who wants private, separate living space, etc.) living in their own space with their own separate utilities.

You may want to try a local lender. 

Lean on your local investor network for support, and don't hesitate to seek legal counsel if needed for insurance disputes or liabilities.I hope this helps provide a starting point for dealing with this challenging situation.

I highly recommend finding some events to go to on meetups.com/Facebook/your local REIA website.

I'd really appreciate any advice, connections, or recommendations for a local agent.

If you're struggling to handle tenant issues on your own, don't hesitate to reach out to a local property management expert who can take over the management of your rental property and help you earn a passive income!

6) Hold security deposit complaint with your state laws?

I would go to local meetups and meet other local flippers and see who they source money from.

Talk to local and regional banks.