See the instructions for Part II and the Worksheet for Figuring Ordinary Gross Income, Adjusted Ordinary Gross Income, and the PHC Income Test(Worksheet), later.

By looting the estate prior to his death, there is no estate to probate, no heirs to deal with through the Surrogate Court system...

The sellers agent will review the contract & supporting documents prior to submitting it to the seller for review so they can explain the offer seller correctly.

As for liens will I be responsible for it or will it be taken off by the lender prior.

I learned prior to the internet.

That idea comes from prior to the AMC rule, where appraisers could collude with mortgage brokers and sellers.

Since we are not attorneys, all advice should be taken with a grain of salt, a polite thank you and a hug of the still full wallet.According to everything that I have read, the winning bidder is liable for all prior loans (including HOA), current real estate taxes, insurance etc.

All in all it was a great experience.Question, what are some techniques for learning the banks position in a property prior to it hitting the auction block?

Always do all of your homework prior to sending in your contract and check on a HUD house.

I would need some proof of funds, not a statement of $12,000 in the bank today that might have been a loan from a friend for this purpose, but a bank letter saying how much average balance over last 3 months to reflect this isn't a sudden deposit.Since she said "going back to school" and she is in her mid 30s I assume she has an employment history, so tax returns and prior employment is to verify her ability to earn, unless she's been a house wife and never worked and now is divorced and living on alimony so that would be "other income".Escrow may be an answer.I am asking 3 months to move in anyways (first, last, security) so it's higher up front cost to move in.