Hello everyone,Over the past year or two, filing taxes for myself has become increasingly more complicated...

We lease out a SF home in which current single tenant has resided for 4 years with minimal issues.  This is a no-pets property, clearly spelled out in the lease.The neighbor contacted me to complain about a dog that's...

Since I have commerical multifamily I can also nudge rents up and (if cap-rates stay the same) can force appreciation even if the dirt doesn’t increase in value.

If so that increases your cash flow significantly.

I then got a call from the mortgage company in the afternoon telling me that mortgage rates were skyrocketing and my new rate with 0 points would be 6.5% and I need to lock or it could increase even more. 

The estimated budget for the rehab is as follows:The rent increase will be $200 on the unit, going from $725 to $925 or a 27.5% increase.

If you don't property manage yourself, you might need to increase the strictness of your tenant screening.That is what I have in mind.

Mls fees, board association, e&o insurance, general business liability insurance, electronic key fees, licensing fees, continuing education, any fees your broker might charge, increased auto insurance rates.

So, maybe the borrower finishes demo does some framing, then draws $10K on that loan.This way it allows borrowers to be fully capitalized, but protects the lender from over-committing capital until the property has progressed, therefore increased in value. 

If you can increase income / reduce expenses enough to meet your target appraisal number, you may be able to get the loan size you're looking for.