Ok your responses are from lenders that want to make money lending HM.HM is basically not appropriate for any kind of longer term hold  ONLY fix and flip and only if you really know what your doing.I would be very cautious borrowing money..better set up for you and safety is going to be a JV deal.. where the PL is your equity partner and is in it long term with you if its rentals you want to start to acquire.

Investment Info:Small multi-family (2-4 units) buy & hold investment in Corpus Christi.

Long term exit:  Buy and hold for 10+ years. 

Candor Realty/Simplified Real Estate holds a few monthly real estate investing meetups in the area, suck as Merrimack NH, Portsmouth NH, and Lowell MA. 

Investment Info:Large multi-family (5+ units) buy & hold investment in Burlington.

Columbus is a great choice if you're planning on holding for the long term. 

Investment Info:Single-family residence buy & hold investment.

Investment Info:Single-family residence buy & hold investment in Aquasco.

As for the 73k, 10k of that is my own money so even if at 73k I should get back 10k at least with a 105k property that is cash flowing a little.Might be worth doing 73k and holding off on the other till I build a bigger nest egg / equity. 

Investment Info:Single-family residence buy & hold investment.