I would first encourage you to hire a retail leasing broker in your market. 

Since I've been told the insurance market is really tough right now in California with most of the big companies (Nationwide, Allstate, State Farm)  not writing new policies to new customers, I'm trying to do a change of broker to a different Safeco agent.

It really sucks, sorry, it's tough to sell right now with the interest rates, even tougher on the higher value properties, even with extensive marketing which I'm sure your agent is doing.  

That's tough in today's market but not impossible.2.

We have been researching our market and are very ready to buy an investment property.

Given your background and interest in foreclosure and pre-foreclosure purchases, here are some pieces of advice to help you succeed in this niche market.

Hey Shai, we have an office in South Jersey and 4 rentals in the area, so we know the market for sure!

I'm a new out-of-state investor excited to get into the Cleveland market.

They have a HELOC of ~$60kNumbers:Comps suggest ~$199.5/sqft (max 2,020 sqft)Estimated ARV: $335k (based on comps)Potential rent: $1,975-$2,000/monthQuestion: Do these numbers seem reasonable for the Braselton market?

Here, a Co-Op marketed an "Investment Program" of notes paid at variable interest rates on demand after a lock-out period.