Figured we could try to negotiate lot premiums, design incentives and closing cost incentives ourself. 

They will allow your mortgage payment and any personal debt payments (credit cards, cars, etc) to reach about 45% of your monthly income.Programs vary all over the place so it's best to ask a mortgage broker which programs you qualify for.They like two years on the job, rent paid on time, no liens or judgments, pay stubs, tax returns and so on.FHA has a 3.5% down program plus closing costs.

Every lender will have their own method/calculation, but most lenders will assume some amount of a minimum payment and apply that in your DTI calculation. 

I am also trying to find a partner to do the BRRR method but I need to ensure the person I am working with is trusted.

The government has a program in place that covers 70% of the housing costs for approved migrants, leaving the migrants to cover the remaining 30%.

The rest of the insurance is all replacement cost.

If the qualifying criteria and equity are there, you can roll in your closing costs.

These will be a $85,000 distressed property with a $102,000 Rehabbing cost and they after repair value would be $255,000. 

Our unique methods and expertise continue to redefine real estate investment.

Vacancy is costly and while there is no way to guarantee one tenant is going to stay longer than another, talking to people and learning a little about their life and situation should give you some clues as to how long they might stay in your place.The probability of you getting a home-run tenant right off the bat is pretty low.