There's also a Conventional product called Home Possible that allows you to buy a 2-4 unit with 5% down, but there is an income cap.It's best to get with a loan officer who understands investing/house hacking to map out your next move(s) and make sure you qualify.

I'll DM you to see if this makes sense.Cheers A DSCR lender is often referred to as a portfolio, so you're going to lose those 3's and 4's.

When the rates were in the low 2's and multi-family was going quick.

The President of Mexico has his head in the sand.

Just looking to connect with other fellow investors and agents in the following counties: Carteret, Jones, Pender, Onslow
Always willing to learn something new, or share my knowledge and experience! 

Idaho & Nevada, though not coastal, are definitely western states.

The first is that I would sand and restain the floors.

That would mean that many investors in CA could not consider anything in the state (at least not the coastal sections of the state).In some markets break even cash flow is a dream.

If they go through with the beach replenishment, I imagine the value and price will go up significantly but I'm not sure if the extra sand will translate to enough of an improvement in occupancy and ADR to outpace the HOA increase. 

Do you have suggestions on a consultant(s) and platform.